Today, with record low interest rates, there are many programs to choose from. Our goal is not only to help you understand all of your real estate and mortgage options BUT to come along side you and custom tailor a solution that fits your personal needs and goals.
Here are some of the programs that we offer you at Park Place Real Estate Company.
Federal Housing Administration (FHA) loan
With FHA loans, individuals are getting insured loans that usually results in better deals, lower payments, low closing costs, and an easier qualifying credit. It’s all a part of the Federal Housing Administration program and Park Place Real Estate Company is here to help you understand the terms of FHA loans and get you through the process.
1st time homebuyers loan
For individuals that are buying their first home, we understand that the process could be somewhat stressful and confusing. With loan terms, mortgage and everything in between, it can become a bit of a headache. We want to help you buy your first home without all of the troubles and stress that are involved.
It’s time to make that purchase, but you don’t have the required amount? Park Place Real Estate Company works with individuals to get the money they need and work out a plan that they can go through with ease. These loans usually have a set term length and monthly payment to make things simple for each person we help.
Veteran Affairs (VA) and FHA refinancing loan
The Veteran Affairs (VA) and Federal Housing Administration (FHA) work together to help homeowners lower their monthly payments or shorten their loan term. Loans are available in fixed or adjustable rates to work with each individual for their specific needs.
VA FHA streamline financing loan
If you are an active member or veteran of the military and already have an existing FHA loan and want to lower your monthly mortgage payments, a VA FHA streamline financing loan is perfect for you. There are some requirements and restrictions involved, but if this program sounds like it would fit you, we can help you through the process and understand everything you need.
Home Equity Line of Credit (HELC) Improvement loan
For individuals that are already homeowners, we offer loans that give you cash towards your home improvement needs such as remodeling and any other work to repair or improve your home. Park Place Real Estate Company wants to help you afford all of your home improvement projects.
Stand Alone Second Mortgage
Low interest rate loan
Interest on any loan can be a stressful situation, but with Park Place Real Estate Company, our program for low interest rate loans can help put your mind at ease. Lower interest equals lower payments each month. There are different specifics that factor into determining an interest rate and getting a low interest rate loan will serve you much better in the long run.
Shorter term refinancing loan
If you want to pay off your home faster than you had initially planned, we can help you refinance so you can get a shorter term loan. We accommodate to your needs so when you have a plan, our programs can adjust to make things easier on you. Shorter terms are usually more costly per month, but you will end up paying less interest and pay it off quicker.
Less than perfect credit?
We understand that not everybody has perfect credit and we won’t hold that against you. We will work with you to find a good solution and strive to get you can get what you need, even if you don’t have the best credit. Park Place Real Estate Company is all about helping our clients to the best of our ability in any situation.
There are many companies that promise they can get you a low interest rate. With Park Place Real Estate Company, we’ll work to get you a good interest rate, but we’ll also work with you so all of your loan needs are met through our programs and other available options.
Park Place Real Estate Company can review to see if in your case it is posible to offer a no points fee loan and prepay the closing costs on your loan if you qualify. We want to help you with all of your funding needs, so contact us today.
We’re experienced, have a great reputation, and we’re local.
Call Mark Gallagher today directly on his personal cell at (949) 540-2300 to schedule your FREE in-home consultation.
Mark Gallagher is a broker associate of Park Place Real Estate Company CalBRE License Number 01883363 Licensed by the California Bureau of Real Estate. NMLS Unique Identifier 397815